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Business Automobile Coverage

Business Automobile is a compulsory coverage. In many ways, it is the same as your personal automobile coverage, except it covers the business and unique exposures of loss due to negligence of the use or commercial operation of a company automobile. The policy covers the business owner, the owner’s family members, employees and the independent contractor it uses to operate a hired or non-owned vehicle. This essential coverage provides bodily injury and property damage liability protection for a single vehicle or a fleet of commercial vehicles. Other important coverages are medical payments, uninsured/underinsured motorists and physical damage to the vehicle.

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